Its that time of the year to start thinking about taxes. When life was easy we were generally done by now but with a more diverse portfolio and a small business it takes a little longer to get ready. I’m not just talking about the paper work even though that is a large part of…… Continue reading Tip for Tax Time

This week we are looking at a budget for those of you that are payed on a weekly basis. Budgets The main difficulty with a weekly budget is spreading your large monthly bills out over several pay checks. With each check, you need to save a portion towards those bills and make sure you have…… Continue reading Weekly Pay (Budget) newly posted

If you are new to the subject of personal finances then you are probably asking yourself Why? Why go through the hassle? Why restrain your spending? Why be so nerdy? Well, let me try to tell you Why by asking a few questions? Why would you not want to know where your money is going? Why…… Continue reading Why Budget!

We have put up some examples of budget spreadsheets under the “budget link”. Remember, the beginning to taking control of your finances is a budget. It worked for us and we are sure it will work for you too. Feel free to download and change categories to suite your needs. Working on a budget for…… Continue reading Budget Spreadsheets available

Ok, we all have that little Suzie or Simon that just hates to talk about finances even when we are dying for help!!! We will help each other understand our way around finances. As you may have already noticed, I am not a finance expert but I have been there and would love to teach…… Continue reading Where do we start?

We have been on the Dave Ramsey Plan for 5 years now and believe me it works. It is the simplest financial plan that one can use to become financially independent. With this plan, we have not owned a credit card in 5 years and never will again. Dave’s plan is not a quick fix,…… Continue reading 5 Questions to Ask Before Buying a Gift