On our YouTube channel, we have been talking about different topics and one of them is Finances. We have been debt free except for our home for a couple of years and it’s always exciting to share some of the things that got us here. If you are interested in learning more or perhaps teaching…… Continue reading Zero Based Budget Intro
As we approach the holidays I can’t help but think about finances especially in Marriage. I know that this may be an elephant in the room around this time of the year and most would rather forget it until January when reality hits. We have been there and I know how that game goes. It’s…… Continue reading Marriage and Finances
We have started making video tutorials to help walk you through the Excel budgets that we have posted. Please check out the budgets page, Watch the video and let us know if it is helpful. We have more videos to add! Your opinion matters, therefore let us know if there is something specific you would…… Continue reading Excel Budget Video Tutorials
I will be turning the ripe old age of 34 this year and that has given me a few years to reflect on spending I did in my twenties before I met my wife. While there were a few winners, there were a lot of big losers that leave me wondering what was I thinking?…… Continue reading 20s Something Stupid Spending
“There’s always a price to be paid if you are going to win” by Dave Ramsey We have been budget geeks for a while now and have realized as time goes by, the idea of frugality or you can call it penny pinching gets fun or rather a $$ rewarding dare game to ourselves. We…… Continue reading Our January (2017) frugality moves so far…..
Originally posted on Rhythm In Life:
If you are new to the subject of personal finances then you are probably asking yourself Why? Why go through the hassle? Why restrain your spending? Why be so nerdy? Well, let me try to tell you Why by asking a few questions? Why would you not want to know…
I am a little late from what I promised you on getting the New Budgets posted but I finally got to it this evening. We have 15 days till it is 2017 and that means we have 15 days before our current budgets expires. 15 days till we have to have the new budget up…… Continue reading Financial Goals for 2017(budgets)
As we close in on the new year, we need to start thinking about next year’s finances and how to control them. Budgets???? We are currently working on our family budget for 2017 which will be coming available in a few days when we finish it. It is a Debt free based budget and we…… Continue reading Savings Goals
Originally posted on Rhythm In Life:
We have been on the Dave Ramsey Plan for 5 years now and believe me it works. It is the simplest financial plan that one can use to become financially independent. With this plan, we have not owned a credit card in 5 years and never will again. Dave’s…
So the holidays are here,”surprise”!…..no,not really, because they always happen the exact dates every year as Dave Ramsey puts it and I totally agree with him. Black Friday ( or maybe we will call it shop until you black out Friday). Crazy spending on everything!….if it’s in the store, we’ll buy it whether there’s money…… Continue reading Frugal holidays
