We have put up some examples of budget spreadsheets under the “budget link“. Remember, the beginning to taking control of your finances is a budget. It worked for us and we are sure it will work for you too. Feel free to download and change categories to suite your needs. Working on a budget for the first time can be very difficult and for married couples, it may result into world war if you are not careful. But be patient and lovingly work together. Everybody needs to be on board.